Terms & Conditions

Welcome to Prominent Financial Consultants, LLC website (“Site”). Please review the following terms and conditions that govern your use of our Site (the “Agreement”). We may, without prior notice and at any time, change the terms that govern your use of our Site. Your use of our Site following any such changes constitutes your agreement to follow and be bound by the terms as changed.

Site Contents & Use

Unless otherwise noted, all materials on the Site, including text, images, illustrations, designs, icons, photographs, video clips and other materials, and the copyrights, trademarks, trade dress and/or other intellectual property in such materials (collectively, the “Contents”), are owned, controlled or licensed by Prominent Financial Consultants, LLC.com, Inc. and its subsidiaries and/or affiliates (collectively “Prominent Financial Consultants, LLC”). The Content of the Site, and the Site as a whole, is intended solely for personal, noncommercial use by the users of our Site. You may download, print, post and store selected portions of the Content for personal, noncommercial purposes, provided you do not modify or alter the Content in any way, or delete or change any copyright or trademark notice. No right, title or interest in any downloaded Content is transferred to you as a result of any such downloading or copying. You may not reproduce (except as noted above), publish, transmit, distribute, display, modify, create derivative works from, sell or exploit in any way any of the Contents or the Site.

As a condition of your use of this Site, you warrant to Prominent Financial Consultants, LLC that you will not use the Site for any purpose that is unlawful or prohibited by these Terms & Conditions. Activities including, but not limited to, tampering with the Site, misrepresenting the identity of a user, using buying agents or conducting fraudulent activities on the Site are prohibited. In choosing to access the Site, you do so on your own initiative and at your own risk, and you are responsible for complying with all local laws, rules and regulations.

Site Transactions

Prominent Financial Consultants, LLC reserves the right to refuse any order you place with us. We may, in our sole discretion, limit or cancel quantities purchased per person, per household or per order. These restrictions may include orders placed by or under the same customer account, the same credit card, and/or orders that use the same billing and/or shipping address. In the event we make a change to or cancel an order, we will attempt to notify you by contacting the e-mail and/or billing address/phone number provided.

Your Account

If you use this Site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. You acknowledge that Prominent Financial Consultants, LLC is not responsible for third party access to your account. Prominent Financial Consultants, LLC reserves the right to refuse or cancel service, terminate accounts, or remove or edit content in our sole discretion.

Right to Change Site

Prominent Financial Consultants, LLC may, at any time: modify or discontinue all or any part of the Site; charge, modify or waive fees required to use the Site; or offer opportunities to some or all Site users. We may limit the Site’s availability, in whole or in part, to any person, geographic area or jurisdiction we choose, at any time and in our sole discretion. You agree we shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Site, or any service, content, feature or product offered through the Site.

Equal Employment Opportunity Policy

At Prominent Financial Consultants (PFC), we are deeply committed to fostering an inclusive and diverse work environment. Our Equal Employment Opportunity Policy reflects our dedication to ensuring that all employment decisions are made without regard to race, color, religion, gender, national origin, age, disability, or any other protected category as a minority owned business. We believe that a diverse workforce is not only a legal obligation but also a key to our success.

This policy outlines our commitment to creating a workplace where everyone is treated with respect and dignity. We ensure that all our hiring, promotion, and compensation decisions are based solely on qualifications, performance, and business needs.

Objective

Prominent Financial Consultants, LLC is an equal employer opportunity. In accordance with anti-discrimination law, it is the purpose of this policy to effectuate these principles and mandates. Prominent Financial Consultants, LLC prohibits discrimination and harassment of any type and affords equal employment opportunities to employees and applicants without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law. Prominent Financial Consultants, LLC conforms to the spirit as well as to the letter of all applicable laws and regulations.

Scope

The policy of Equal Employment Opportunity (EEO) and anti-discrimination applies to all aspects of the relationship between Prominent Financial Consultants, LLC and its employees, including:

Recruitment.
Employment.
Promotion.
Transfer.
Training.
Working conditions.
Wages and salary administration.
Employee benefits and application of policies.

The policies and principles of EEO also apply to the selection and treatment of independent contractors, personnel working on our premises who are employed by temporary agencies and any other persons or firms doing business for or with Prominent Financial Consultants, LLC.

Dissemination and Implementation of Policy

The officers of Prominent Financial Consultants, LLC will be responsible for the dissemination of this policy. Directors, managers and supervisors are responsible for implementing equal employment practices within each department. The HR department is responsible for overall compliance and will maintain personnel records in compliance with applicable laws and regulations.

Procedures

Prominent Financial Consultants, LLC administers our EEO policy fairly and consistently by:

Posting all required notices regarding employee rights under EEO laws in areas highly visible to employees.
Advertising for job openings with the statement “We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law.”
Posting all required job openings with the appropriate state agencies.
Forbidding retaliation against any individual who files a charge of discrimination, opposes a practice believed to be unlawful discrimination, reports harassment, or assists, testifies or participates in an EEO agency proceeding.
Requires employees to report to a member of management, an HR representative or the general counsel any apparent discrimination or harassment. The report should be made within 48 hours of the incident.
Promptly notifies the general counsel of all incidents or reports of discrimination or harassment and takes other appropriate measures to resolve the situation.

Harassment

Harassment is a form of unlawful discrimination and violates Prominent Financial Consultants, LLC policy. Prohibited sexual harassment, for example, is defined as unwelcome sexual advances, request for sexual favors and other verbal or physical conduct of a sexual nature when:

Submission to such conduct is made either explicitly or implicitly a term or condition of an individual’s employment.
Submission to or rejection of such conduct by an individual is used as the basis for employment decisions affecting such individuals.
Such conduct has the purpose or effect of substantially interfering with an individual’s work performance or creating an intimidating, hostile or offensive working environment.

Harassment also includes unwelcome conduct that is based on race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law. Harassment becomes unlawful where:

Enduring the offensive conduct becomes a condition of continued employment, or
The conduct is severe or pervasive enough to create a work environment that a reasonable person would consider intimidating, hostile, or abusive.

Prominent Financial Consultants, LLC encourages employees to report all incidents of harassment to a member of management or the HR department. Prominent Financial Consultants, LLC conducts harassment prevention training for all employees, and maintains and enforces a separate policy on harassment prevention, complaint procedures and penalties for violations. Prominent Financial Consultants, LLC investigates all complaints of harassment promptly and fairly, and, when appropriate, takes immediate corrective action to stop the harassment and prevent it from recurring.

Remedies

Violations of this policy, regardless of whether an actual law has been violated, will not be tolerated. Prominent Financial Consultants, LLC will promptly, thoroughly and fairly investigate every issue that is brought to its attention in this area and will take disciplinary action, when appropriate, up to and including termination of employment.

Supplier Diversity Commitment

PFC is dedicated to supporting supplier diversity. We understand the importance of empowering small, minority-, and women-owned businesses. Our commitment to supplier diversity includes:

Vendor Outreach: We actively seek out and engage with diverse suppliers and provide them with equal opportunities to participate in our procurement processes.
Training & Development: We offer training sessions for our procurement team to ensure they are aware of the importance of supplier diversity and know how to identify and engage with diverse suppliers.
Monitoring & Reporting: We regularly monitor our supplier diversity performance and set measurable goals. This helps us ensure that we are continually improving and meeting our diversity objectives.
Partnerships: We collaborate with local organizations in Coral Gables, FL, Miami Gardens, FL, Allapatah, FL and many more that support and promote diverse businesses. This helps us stay connected with the local diverse business community and identify potential suppliers.

PFC is not only committed to ensuring equal employment opportunities but also to promoting supplier diversity. We believe that by supporting diverse suppliers, we can drive innovation, foster competition, and promote economic growth in Coral Gables and beyond.

Objective

Prominent Financial Consultants, LLC is an equal opportunity employer. In accordance with anti-discrimination law, it is the purpose of this policy to effectuate these principles and mandates. Prominent Financial Consultants, LLC prohibits discrimination and harassment of any type and affords equal employment opportunities to employees and applicants without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law. Prominent Financial Consultants, LLC conforms to the spirit as well as to the letter of all applicable laws and regulations.

Scope

The policy of equal employment opportunity (EEO) and anti-discrimination applies to all aspects of the relationship between Prominent Financial Consultants, LLC and its employees, including:

Recruitment.
Employment.
Promotion.
Transfer.
Training.
Working conditions.
Wages and salary administration.
Employee benefits and application of policies.

Dissemination and Implementation of Policy

Procedures

Prominent Financial Consultants, LLC administers our EEO policy fairly and consistently by:

Posting all required notices regarding employee rights under EEO laws in areas highly visible to employees.
Advertising for job openings with the statement “We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law.”
Posting all required job openings with the appropriate state agencies.
Forbidding retaliation against any individual who files a charge of discrimination, opposes a practice believed to be unlawful discrimination, reports harassment, or assists, testifies or participates in an EEO agency proceeding.
Requires employees to report to a member of management, an HR representative or the general counsel any apparent discrimination or harassment. The report should be made within 48 hours of the incident.
Promptly notifies the general counsel of all incidents or reports of discrimination or harassment and takes other appropriate measures to resolve the situation.

Harassment

Submission to such conduct is made either explicitly or implicitly a term or condition of an individual’s employment.
Submission to or rejection of such conduct by an individual is used as the basis for employment decisions affecting such individuals.
Such conduct has the purpose or effect of substantially interfering with an individual’s work performance or creating an intimidating, hostile or offensive working environment.

Enduring the offensive conduct becomes a condition of continued employment, or
The conduct is severe or pervasive enough to create a work environment that a reasonable person would consider intimidating, hostile, or abusive.

Remedies

User Comments, Feedback & Other Submissions

All comments, feedback, notes, messages, ideas, suggestions or other communications submitted or offered to Prominent Financial Consultants, LLC through this Site or offered in connection with your use of this Site whether disclosed online, by email, by post mail or otherwise (collectively, “Comments”) shall be and remain the exclusive property of Prominent Financial Consultants, LLC. Your submission of any such Comments shall constitute an assignment to Prominent Financial Consultants, LLC of all worldwide rights, titles and interests in all copyrights and other intellectual property rights in the Comments. Prominent Financial Consultants, LLC will be entitled to use, reproduce, disclose, publish and distribute any material you submit for any purpose whatsoever, without restriction and without compensating you in any way. For this reason, we ask that you not send us any comments that you do not wish to assign to us. Prominent Financial Consultants, LLC has the right but not the obligation to monitor and edit or remove any Comments. You agree your Comments will not violate any right of any third party, including copyright, trademark, privacy or other personal or proprietary right. You further agree your Comments will not contain libelous or otherwise unlawful, abusive or obscene material, or contain any computer virus or other malware that could in any way affect the operation of the Site. You may not use a false e-mail address, pretend to be someone other than yourself, or otherwise mislead Prominent Financial Consultants, LLC or third parties as to the origin of any Comments. You are solely responsible for any Comments you make and their accuracy. Prominent Financial Consultants, LLC takes no responsibility and assumes no liability for any Comments posted by you or any third party.

Availability, Errors, & Inaccuracies

Occasionally there may be information on our Site that contains typographical errors, inaccuracies, or omissions that may relate to product descriptions, pricing, promotions, offers, and availability. We reserve the right to correct any errors, inaccuracies or omissions and to change or update information or cancel orders if any information on the Site is inaccurate at any time without prior notice (including after you have submitted your order). Products displayed may be out-of-stock or discontinued, and prices are subject to change. We apologize for any inconvenience this may cause you.

Colors

Prominent Financial Consultants, LLC strives to display as accurately as possible the colors of the products shown on the Site. However, because the colors you see will depend on your monitor, Prominent Financial Consultants, LLC cannot guarantee that your monitor’s display of any color will be accurate.

Risk of Loss

The risk of loss and title to products purchased on the Site pass to you upon Prominent Financial Consultants, LLC’s delivery to the carrier.

Links to Other Websites & Services

The Site may contain links to websites of third parties, outside services and resources, the availability and content of which Prominent Financial Consultants, LLC does not control. Any concerns regarding any such service or resource, or any link thereto, should be directed to the particular outside service or resource. Prominent Financial Consultants, LLC has no responsibility for the linked sites nor does linking constitute an endorsement of any kind. Links are provided solely for the convenience and information of the Site’s users and your use of third party sites is at your own risk.

Privacy Policy

Your submission of personal information through the Sites is governed by our privacy policy page.

This Agreement incorporates by reference the terms and conditions of the Privacy Policy.

Disclaimer

THIS SITE AND ALL CONTENTS OF THE SITE ARE PROVIDED ON AN “AS IS” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. PROMINENT FINANCIAL CONSULTANTS, LLC EXPRESSLY DISCLAIMS ANY DUTY TO UPDATE OR REVISE THE MATERIALS ON THE SITE, ALTHOUGH PROMINENT FINANCIAL CONSULTANTS, LLC MAY MODIFY THE MATERIALS AT ANY TIME WITHOUT NOTICE. YOUR USE OF THE SITE IS AT YOUR SOLE RISK, AND YOU ASSUME FULL RESPONSIBILITY FOR ANY COSTS ASSOCIATED WITH YOUR USE OF THE SITE. PROMINENT FINANCIAL CONSULTANTS, LLC SHALL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND RELATED TO YOUR USE OF THE SITE.

Indemnification

As a condition of your use of the Site, you agree to defend, indemnify and hold Prominent Financial Consultants, LLC, and its respective employees, directors, officers, agents, vendors and suppliers harmless from and against any and all claims, damages, costs and expenses, including attorneys’ fees, arising from or related to your use of the Site including without limitation any Comments submitted by you and/or your breach of any representation, warranty, or other provision of the Agreement.

Jurisdiction

This Site is operated by Prominent Financial Consultants, LLC. This Agreement shall be construed in accordance with the laws of the State in which the business resides, without regard to any conflict of law provisions. Any dispute arising under this Agreement shall be resolved exclusively by the state and federal courts of the State of Florida.

Termination

You may terminate this Agreement at any time. Prominent Financial Consultants, LLC also may terminate this Agreement at any time without notice, and accordingly may deny you access to the Site, if in our sole judgment you fail to comply with any term or provision of the Agreement. The obligations and liabilities of the parties incurred prior to the termination date shall survive the termination of this Agreement for all purposes.